Smart Savings, One Tap Away: Jemex Masters His Money with NSLS Mobile Banking!

Saving with NSLS has Changed Jemex’s Life

My name is Jemex Mapa, born in 1997, I finished college at Madang Teachers College in 2022. After that, I started teaching at Origenang Primary School in Finchaffen District, Lae Morobe Province.

When I first received my salary in 2023, I made a mistake. I spent all my backdated pay without saving any money. In 2024, I realized I needed to change how I handle my money. I started talking with my colleagues about saving, and one of them (named), told me about NSLS.

His words inspired me. I visited the NSLS office at the Lae branch, filled out a form and started saving K400 every two weeks into my General Savings Account. I chose this because I can access my savings anytime I want, and I want to make sure I have some money for my future.

Saving with NSLS has given me confidence. I believe that the money I save now can help me pay for my school fees if I decide to study more, even if I don’t have much help from my family.

I also learned that NSLS offers useful tools like USSD Mobile Banking. Now, I can check my balance, see if I qualify for a loan, request to withdraw money, or even apply for a loan—all from my phone, right from my home. This makes managing my money much easier and saves me from long lines and stress.

Thanks to NSLS, I no longer have to ask others for money. Saving regularly helps me control my spending and avoid impulse buying. It also means I have a little extra to take care of my family’s basic needs.

Every year, NSLS gives bonuses to its members. This encourages me to keep saving and trust in their services. I don’t think about other financial companies that charge high interest rates or put more burdens on me. NSLS is better because it helps me build my future step by step.

I have big plans for my savings. I want to save for about 10 years without taking money out. My goals are to build a permanent house, run a small trade store, and start a poultry farm in my village, Hengiapa, in Menyamya District, Morobe Province.

I often ask myself, “We work hard for our bread and butter, but do we manage and save our money wisely for the future, or do we only think about today?”

My message to everyone—teachers, workers, professionals—is this: If you already save with NSLS, good job! If you haven’t started yet, it’s never too late. Start saving today and secure your future.

Jacklyn Sirias

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